The roof you need, on a payment plan that works for you.
A new roof is one of the most important investments you can make in your home—and it shouldn’t have to wait. Quality First Roofing has partnered with Sunlight Financial, a leading home improvement lender, to give Central Florida homeowners access to straightforward, affordable financing. Whether you need a full replacement or urgent repair, we have a plan that fits your budget.
HOW IT WORKS
Simple roofing financing for real peace of mind.
At Quality First Roofing, we believe protecting your home shouldn’t put your finances in jeopardy. Through our partnership with Sunlight Financial, you can choose from a range of fixed-rate installment plans and deferred interest options—all with clear terms and no hidden surprises. With loan terms extending up to 20 years and competitive APRs, you can keep your monthly payments manageable while getting the quality roof your home deserves. The application is fast, the approval process is straightforward, and our team is here to walk you through every step.
Apply in Minutes
Fill out a quick, secure application through Sunlight Financial. No lengthy paperwork, no obligation—just a simple process designed to get you answers fast.
Choose Your Plan
Review your financing options side by side. Pick the term length and monthly payment that makes the most sense for your household—whether that’s a fixed installment plan or a deferred interest promotion.
Get Your Roof Done Right
AVAILABLE PLANS
Financing options built around your budget.
Through Sunlight Financial, Quality First Roofing offers multiple loan programs to fit a variety of financial situations. All plans are available to qualifying homeowners across our Central Florida service area, including Citrus County, Hernando County, Marion County, and The Villages.
Standard Installment Best for:
Homeowners who want a predictable fixed payment for the life of the loan.
Fixed-rate installment loans give you locked-in monthly payments from day one—no rate changes, no surprises. Choose from multiple term lengths to find the payment that fits your monthly budget.
Available term options:
- Fixed APR of 9.99% for 60 months (0% dealer fee)
- Fixed APR of 9.99% for 120 months (0% dealer fee)
- Fixed APR of 11.99% for 60 months (0% dealer fee / 2% dealer fee options available)
- Fixed APR of 11.99% for 144 months (0% dealer fee)
- Fixed APR of 11.99% for 240 months (3% dealer fee)
Deferred Interest Without Payment Promotion Best for:
Homeowners who want flexibility upfront with a low promotional period before regular payments begin.
Take advantage of a 3-month deferred interest, no-payment promotional period—then transition into a fixed monthly payment for the remainder of your term. A great option if you want to get your roof done now while giving yourself a short runway before payments start.
Available options:
- 3-mo promo (9.95% deferred), then 9.95% APR for 81 months (0% dealer fee)
- 3-mo promo (9.95% deferred), then 9.95% APR for 117 months (1.50% dealer fee)
- 3-mo promo (9.95% deferred), then 9.95% APR for 141 months (1.50% dealer fee)
Note: Deferred interest means if the balance is not paid in full during the promotional period, interest accrues from the original purchase date. Ask our team for details.
Disclaimer Block
All financing is subject to credit approval through Sunlight Financial. Terms and availability may vary. Rates and loan programs are subject to change without notice. Contact Quality First Roofing for current offers and eligibility.
Have questions about your financing options?
Not sure which plan is right for you? Our team is happy to walk you through every option and help you find a payment structure that makes sense. There’s no pressure and no obligation—just honest guidance from a roofing company that puts quality first.
Does applying for financing affect my credit score?
Sunlight Financial uses a simple application process. Contact our team or visit their portal to understand how the approval process works for your specific situation.
How long does it take to get approved?
Most applicants receive a decision quickly after submitting their application online. Once approved, we can schedule your roofing project right away.
Can I finance a roof repair, not just a full replacement?
Yes. Financing through Sunlight Financial can be used for qualifying roofing projects, including significant repairs and full replacements. Ask our team about eligibility for your specific project.
Is financing available in my area?
Quality First Roofing serves homeowners across Citrus County, Hernando County, Marion County, and The Villages, FL. Financing is available throughout our service area for qualifying applicants.
What's the difference between a Standard Installment plan and a Deferred Interest plan?
A Standard Installment plan means you begin making fixed monthly payments immediately after your loan is funded. A Deferred Interest Without Payment plan includes a 3-month window where no payment is required—but interest may still accrue during that period. Our team can help you compare both options side by side.